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Mike Cavaggioni

Founder | Average Joe Finances®

Mike is originally from Long Island, NY and currently living in Ewa Beach, HI. He enlisted in the Navy at the age of 17 and completed 9.5 years before commissioning as a Naval Officer. He now has over 19 years of service. In conjunction with his Navy career, Mike is a licensed REALTOR-ASSOCIATE® and a Finance Coach. With his military retirement approaching, his focus shifted to financial independence and entrepreneurship.

Mike is the founder of Average Joe Finances. He started the website as a blog to share his journey in getting out of debt while becoming financially independent. Mike’s focus is to provide information that will help others in their own financial independence journey. He is the host of the Average Joe Finances podcast and YouTube channel.

Mike is on track to reach full financial independence by age 40. He does not consider it FIRE (Financial Independence Retire Early) as he does not intend to fully retire. He will continue his passion of entrepreneurship while serving others.



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